Here are three ways to make sure college debt doesn’t put a damper on your entrepreneurial mindset.

Entrepreneur reports.

3 Ways to Keep College Debt From Stifling Your Entrepreneurial Spirit

A recent poll of American Millennials found that 16 percent are planning to start their own businesses, and 8 percent already have started one. The Millennial generation is ambitious and independent (with entrepreneurial spirit coming out of their ears), but student loans loom above, casting shadows on those potential ventures.

More than 60 percent of Millennials polled have student debt, and about 50 percent say it’s a major obstacle when they think about founding their businesses. Some work in unrelated fields so they can keep up with rent and loan payments. And some are tempted by the path of least resistance that allows them to write off student debts — for instance, working for a 501(c)(3) nonprofit for 10 years post-graduation.