The benefits of college come with some some risks. Some examples are debt and not graduating on time.

Cleveland.com reports.

College is a risky investment, says management professor

CLEVELAND, Ohio – Many people assume that college graduates make more money and find better jobs, but that is not necessarily true, a management professor told academics and high school students.

“College is a good thing,” Peter Cappelli, director of the Center for Human Resources at The Wharton School of the University of Pennsylvania, said Friday at The City Club of Cleveland. “But the assumption is if you took a high school grad and sent him to college the benefit would be double.”

It is not that simple, said Cappelli, who spoke on the complexities of the job market for college graduates and whether it is worth taking on tens of thousands of dollars of debt.

He is also the author of numerous books, including his most recent, Will College Pay Off?: A Guide to the Most Important Financial Decision You’ll Ever Make.

He said only 40 percent of full-time students earn a degree within four years, and 60 percent receive a degree within six years. And there are about 35 million people who enrolled in college that have never finished, he said