Buying a home with a college degree can sometimes hold you back.

MarketWatch reports.

Buying a home is easier with a college degree, except in these places

Is college a good investment? The answer is still unequivocally yes. But if your ultimate goal is to save for a home as quickly as possible, a college degree could hold you back depending on where you want to live, a new study suggests.

Americans whose ultimate dream is to own a home and who are willing to live in 30 relatively inexpensive housing markets across the country may have an easier time saving for a down payment if they didn’t go to college, according to an analysis published by real estate site Trulia this week. In four metro areas — Columbia, S.C., El Paso, Texas, Daytona Beach, Fla. and Las Vegas, — people without a college degree can save for a 20% down payment more than a year faster than those with a degree, Trulia found.

“Having a college degree is not always the fastest route to owning your first home,” said Ralph McLaughlin, a housing economist at Trulia who authored the study.

You might be wondering how that’s possible, given that people with college degrees are more likely to be employed and typically make more money than their counterparts who only finished high school. Trulia finds that in these metro areas, the wage premium for a college degree isn’t that high, when you compare the median income for those with and without a bachelor’s degree.